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User agreement

This User Agreement (the "Agreement") governs the relationship between NXT Company and the user of the NXT.AE platform (the “User”), for all products placed on the platform, except those for which there are other documents that govern the rules.


1. Terms in the Agreement

NXT is an international company specializing in production, introduction to the market and sale of products based on artificial intelligence, blockchain technologies, virtual reality. Company also provides investment direction, based on cryptocurrency mining and trading on cryptocurrency exchanges.


NXT.AE is an universal platform where products of NXT Company are located. The platform is owned by NXT Company. The NXT company on the platform NXT.AE places its own and affiliate products, which include investment products.


Account - the User's account created by the User and the User's account belonging to the Company, which is a set of user data stored on the online platform NXT.AE, necessary for its authorization (authentication) on the NXT.AE platform and access to User information, settings, statistics, acquired products, user charges, the user's affiliate network.


Account Lockout is a procedure in which a user is blocked from accessing an account for a certain period. Produced by the Company in the event that the User determines certain violations of the User Agreement.


Accruals - profit on deposits purchased by the User. The accrual is made according to the periodicity established for a certain investment product.


Commission for withdrawal of funds - set by the Company in a certain percentage of the amount of funds for withdrawal by the User and is 2% of the amount of the request for withdrawal. The Commission may be unilaterally revised by the Company.


The Counsil of Leaders is a collegiate body that has the right to participate in the formation of the company's marketing strategy, to address strategic issues of the company's development, and to introduce new products on the NXT.AE platform. The conditions for participation in the Council of Leaders are published on the platform in the corresponding section.


Deleting an account is the procedure by which the user's account is deleted. At the same time, the user's referrals are automatically distributed for the User's Sponsor, whose account has been deleted. Produced by the Company in the event that the User determines certain violations of the User Agreement.


Deposits are investment products of NXT company based on crypto-currency trading, with a clear fixed amount of daily payments (accruals) for each deposit, valid for 365 calendar days. There are three deposits:
Basic - the deposit is opened for a sum of 25 to 1000 dollars, 0.5% of the deposit amount is charged daily.
Advanced - the deposit is opened for a sum of 1000 to 10,000 dollars, 0.6% of the deposit amount is charged daily.
Progressive - the deposit is opened for a sum of 10,000 to 50,000 dollars, 0.7% of the deposit amount is charged daily.


Deposit insurance is an additional option that allows the User to insure his deposit in case of force majeure circumstances. The funds of the Insurance Fund, received by way of withholding from the daily accruals on the User's deposit, are invested in the low-risk investment segment and can be spent only when the insolvency of the Company comes to cover the direct losses of Users under the current insured deposits. Depending on the type of deposit, the amount of daily deductions to the Insurance Fund and the period during which insurance claims are kept are set, namely:
Basic - the amount of deductions is 0.1%, the retention period is 200 calendar days from the date of opening the deposit;
Advanced - the amount of deductions is 0.12%, the retention period is 167 calendar days from the date of opening the deposit.
Progressive - the amount of deductions is 0.14%, the retention period is 143 calendar days from the date of opening the deposit.


Group turnover (structure turnover) is the sum of purchased products, acquired by referrals in the structure of NXT.AE platform in seven levels of the partnership program, determined in a cumulative manner, taking into account the lateral separation. Group turnover is counted in a certain percentage, which depends on the level in the partnership program.


The lateral separation is the elimination of the turnover of the largest structure in the User’s partnership program, if this turnover is more than 50% of the group turnover of the User. It is used in calculating the Group turnover in leadership program.


The leadership program of NXT company is a program for active users of the NXT.AE platform, which actively promote the NXT company, popularize products presented on the platform, connect new users to the platform, build the structure. The leadership program consists of seven leadership statuses. Terms of participation in the leadership program are published on the platform in the corresponding section


Multiple registration (multi-account) - registration by the User of more than one account on the NXT.AE platform in order to obtain additional referral reward. Direct signs of multi-account is the registration of the User with identical personal and contact information (phone number, wallet in the payment system). In case of detection of multi-accountability signs, the company conducts the corresponding check, and upon confirmation of the fact of multi-accountability, deletes the Accounts of Users registered later than the User without compensation for purchased products includes deposits, and the User's account blocks for a certain period, with the deduction of the referral reward received from multi-accounts.


The partnership program of NXT company is a system that unites users of the NXT.AE platform, which allows to receive a partner reward on seven levels within the structure for using all products presented on the NXT.AE platform. The partnership program of NXT company contains seven referral levels. Terms of participation in the partnership program of NXT company are published on the platform in the corresponding section.


Partner reward is the remuneration accruing to users of the NXT.AE platform in the partnership program, which is set as a percentage of the value of an investment product or in a fixed amount. Partner reward is distributed over seven levels of the referral system. Details on partnership reward for products are contained in the information sections about products.


Referral is a user registered in the referral link of the Sponsor (a higher-ranking partner whose referral is registered.) In the partnership program, referrals to the Sponsor are not only the users directly invited by the Sponsor, but also the subordinate members of the partnership program.


Referral link - a link intended for registration on the NXT.AE platform, with reference to the user who sends it to a potential user. The referral link is located in the back office of the User.


The sponsor is a user of the NXT.AE platform, the referral link of which is registered as a Referral. In an partnership program, the Sponsor is a superior user in relation to the Referral.


Structure of partnership program - the placement of users on the platform on the principle of a referral system. In the structure of partnership program, the registered platform participant has its own referral (partner) link, through which other users can be registered. In relation to these users, the participant is an adviser (sponsor), and the participants in relation to the referral are called referrals.


User is an individual who has reached the age of majority, who has the necessary legal capacity to sign Terms of use to participate in the NXT.AE platform.


User agreement is a document that is concluded between NXT company and the user, which regulates all issues related to the use of the NXT.AE platform, the purchase of products presented on the platform, participation in the partnership program and the use of other opportunities available to Platform users.


Withdrawal of funds is a procedure in which the User receives an amount on the electronic wallet of the amount chosen for registration of the payment system that is accessible to the conclusion in the personal account. The amount for withdrawal of funds can not be less than 50 (fifty) US dollars. The application for withdrawal of funds is made by the User on Tuesdays. To confirm the withdrawal of funds, you must confirm the operation via SMS-notification and email notification. Cash funds on the issued applications for withdrawal of funds are credited to the user's wallet on Friday, following the day of processing the application for withdrawal.



2. Terms of the Agreement

2.1. Obligatory documents. Before proceeding to the use of the NXT.AE platform, the User is obliged to read and accept the terms of this Agreement.

2.2. The moment of conclusion of the Agreement. This Agreement is concluded when the User accepts the terms of the Agreement. The actual use of the Smart Invest platform by the User also means acceptance of the terms of the Agreement and is equal to the conclusion of this Agreement. The User assumes the obligation to comply with the terms of the Agreement and from the time of the conclusion of the Agreement.



3. Subject of the Agreement

3.1. Access to the NXT.AE platform. In accordance with this Agreement, the Company grants the User the right to use the NXT.AE platform and investment products placed on it in the volume, ways, for the term and within the territory specified in the Agreement, subject to the User's compliance with the terms of the Agreement.


3.2. Procedure for using the NXT.AE platform. The user has the right to use products and other opportunities of the NXT.AE platform within the full functionality of the platform.


3.3. Role of the Company. The operation and maintenance of the NXT.AE platform, as well as the granting to the User of the rights to use the platform, are performed exclusively by the Company.


3.4. Territory. The company has the right, at its discretion, to determine the territory on which the NXT.AE platform is operated and accessed.



4. NXT.AE platform

4.1. User rights. The User has the right to use the opportunities of the NXT.AE platform within the limits permitted by the Company, including:


4.1.1.To buy products presented on the platform;


4.1.2.To earn partner reward and other types of income provided for by the terms of an product presented on the platform.

4.1.3. To take part in the leadership program of NXT company, the Council of Leaders of NXT Company in accordance with the relevant Regulations.

4.2. Technical conditions for using NXT.AE platform

4.2.1. The user has the right to use only one account on the NXT.AE platform. In case of detection of the Account's multi-account, the Company has the right to block additional Accounts of the User without compensation of funds located in personal areas of additional accounts, and without the possibility of restoring the use of purchased products through additional accounts. At the same time, the main account of the User is blocked for 1 (one) month.

4.2.2. At registration, the User is obliged to indicate reliable personal data and fill the profile in the personal account as much as possible. Specifying inaccurate information may result in account suspension for 1 (one) month.

4.3. Restrictions. The user does not have the right

4.3.1.Registrate multiple accounts.

4.3.2. Distribute for commercial or non-commercial purposes audiovisual elements, images, as well as other intellectual property objects present on the platform (except as permitted by the Company).

4.3.3 Transfer rights in relation to the platform for commercial or non-commercial purposes to third parties, including by transferring the Account, entering into a contract or otherwise.

4.3.4. Use Account of another User.

4.3.5. To alienate and otherwise transfer the Account, acquire the Account of another User, including through exchange or donation.

4.3.6. Use the contact information of other Users to send information that does not relate to the platform.

4.3.7. Perform publications, including through repost, containing negative information about both the Company and the platform, which can discredit the Company and the platform, undermine the trust of other users, as well as links to such materials. This item deals with social networks, group chat in messengers, forums and the Internet as a whole.

4.3.8. Publish complaints on technical issues related to the use of the platform, in terms of input / output of funds, registration of referrals, accruals on Internet resources, group chat messengers, except for contacting technical support.

4.3.9. Use in the correspondence on the platform obscene, abusive and offensive words and phrases.


5. Obligations of the Company

5.1. Obligations of the Company. The Company undertakes:

5.1.1. Provide the User with the opportunity to participate in the platform and use the products presented on the platform, on the terms set out in this Agreement, provided that the User respects the Agreement and the Key Documents.

5.1.2. Provide the User with the use of the partnership program and other programs on the conditions set forth in this Agreement.

5.1.3. Notify the User of changes in the terms of this Agreement in accordance with clause 12.2.


6. Company Rights

6.1. Rights of the Company. The Company has the right:

6.1.1. At any time, unilaterally restrict, expand, supplement, modify and otherwise modify the terms for products, existing programs, the partnership program, without prior notification to the User, including by changing the Key Documents.
At the same time, the change in terms concerns newly acquired products and does not concern products purchased by the User earlier.
The User understands and hereby acknowledges that these actions are an integral part of the platform operation process, and also agrees to the performance of such actions by the Company without prior notice to the User.

6.1.2. Manage the platform solely at its discretion; Suspend or change the use of the platform without prior notice to the User.
6.1.3. Limit or terminate the User's access to the platform, in accordance with this Agreement, in particular if the User violates the terms of the Agreement or the Key Documents. In the exercise of this right, the Company acquaints the User with evidence demonstrating the User's violation of the terms of the Agreement, as a result of which the User has been terminated or restricted access.

6.1.4. Make comments, warn, notify, inform Users about non-compliance with the terms of the Agreement or Key Documents. The User is obliged to immediately follow the instructions of the Company in order to avoid blocking or deleting the account.


7. Features of using the platform

7.1. Competence. The User hereby confirms that he has the capacity to enter into this Agreement and is an adult under the laws of the state of which he is a citizen.

7.2. Legislative restrictions. The user does not have the right to use the platform if the legislation of the territory of his location prohibits participation in such projects. In this case, the user is responsible for using the platform.

7.3. Personal Information of the User. The user understands and agrees that he independently bears responsibility for the personal data specified in the personal account


8. Limitation of liability of the Company

8.1. Disclaimer for the actions of the User or third parties. The Company is not responsible for:

8.1.1. Illegal and other actions of the User or third parties, preventing the use of the platform by other users.

8.1.2. User's loss of access to the Account created by him, including loss of login, password or other necessary information.

8.1.3.Incomplete, inaccurate or incorrect indication by the User of the data when creating the Account.

8.1.4. The User does not have access to the Internet and the quality of Internet service providers

8.2. No guarantees. The User understands and agrees that the Company provides an opportunity to participate on the platform on an "as is" basis and does not give guarantees with respect to the platform other than those expressly provided for in this Agreement or applicable law. The Company does not guarantee that:

8.2.1. The platform will meet the subjective requirements and expectations of the User.

8.2.2.Processes on the platform will proceed continuously, quickly, reliably, without technical failures and errors.

8.2.3. The results that can be obtained using the platform will be error-free and correct.

8.2.4. The platform will be available for use around the clock, at a specific point in time or for a specified period.

8.3. Limitation of liability. The Company is not liable for direct or indirect damages, as well as lost profits of the User or third parties as a result of:

8.3.1. Use or impossibility of using the platform.

8.3.2. In any circumstances, the Company's liability to the User is limited to the amount of payments received by the Company from the User until the circumstances that led to the emergence of the Company's liability.

8.4. Force majeure and actions of third parties. The parties are exempted from liability for full or partial default of obligations under this Agreement, if such failure is a result of acts of force majeure (including force majeure), including riots, prohibitive actions by the authorities, natural disasters, fires, accidents, telecommunication and electrical failures Networks, actions of malicious programs, as well as the unfair actions of third parties aimed at obtaining unauthorized access or disabling the software or hardware complex.


9. Obligations of the User

9.1. Obligations of the User. The User is obliged:

9.1.1. Observe the terms of this Agreement and the Key Documents. In case of disagreement of the User with the current Agreement, the User may terminate participation in the platform and use of investment products.

9.1.2. When creating an Account, indicate the relevant facts and exact information.

9.1.3. Do not violate the rights of the Company with respect to the platform. Including the User is not allowed to copy, broadcast, broadcast, publish and otherwise distribute and reproduce text, graphic, audio or video materials as part of the platform without the written consent of the Company.

9.1.4. Independently take measures to ensure the security of the Account and to prevent its unauthorized use by third parties. The User undertakes not to disclose or transfer to third parties his identification data, with the help of which the authorization (authentication) of the User is possible.

9.1.5. Follow the instructions of the Company, received in individual or general order on the platform, in technical support, in the social networks of the Company and in other ways. The Company has the right to suspend, restrict or terminate the User's access to the Platform, Account and / or Additional Possibilities in case of non-compliance with such instructions.

9.1.6. At the request of the Company, provide or confirm the information necessary to comply with the terms of the Agreement and the observance of the laws of the countries on whose territory the Company operates.

9.1.7. Do not examine the program code, nor create similar services in relation to the platform, except with the written consent of the Company.

9.1.8. Reimburse the Company, other users and other third parties any losses incurred in connection with the User's actions, including due to violation of this Agreement, intellectual property rights and other rights.

9.1.9. Immediately inform the Company of any facts of unauthorized use of the Account, hacking and committing other similar actions.

9.1.10. Observe other requirements and obligations provided for in this Agreement and the Key Documents


10. Payments

10.1. Order and methods of payment. Payments are made by the User by transferring funds to the Company through profit methods supported by the Company. The list of payment methods available for profit is determined by the Company unilaterally and is indicated on the platform. When making payments, the User agrees to follow the instructions of the relevant payment methods, as well as the payment rules established by the Company. The right to use the platform solely provided that it correctly executes profit instructions and respects profit rules. The Company shall not be liable for the deviation of the User's payment caused by a mistake of the payment method operator or by the operator's decision. The user undertakes to provide reliable information when making payments. The user himself carries all the risks of occurrence of negative consequences associated with the indication of incorrect data when making a payment.:

10.2. Payment methods. Regarding the rules and procedures for using payment methods, the user must contact the operators of the payment methods chosen by him directly. The Company may, at its discretion and in the presence of such an opportunity, advise the User on issues related to the use of certain payment methods. However, the User hereby understands and agrees that in most cases the Company is not able to provide the User with an exhaustive explanation regarding the use of payment methods. With regard to the return of funds paid by the User erroneously or in violation of the rules of payment methods or legislation, the User must directly contact the operators of the relevant payment methods.

10.3. Consequences of illegal actions when making a payment. The User hereby confirms that he has the right to use the payment methods chosen by him, without violating the rights of third parties and the legislation of the country in which the platform is used or payment is made. The User undertakes to compensate the Company, other users and other third parties for all losses incurred in connection with the User's unlawful behavior, including in connection with the use of non-cash funds for payment. Unless otherwise provided by this Agreement or applicable law, the Company reserves the right to unilaterally suspend or completely terminate the User's access to the Platform and / or to Additional Opportunities if the Company has reason to suspect the User of committing unlawful acts related to payment. In this case, the Company is not obliged to pay any such compensation to the User, including reimbursement of the money spent, unless otherwise provided by this Agreement or applicable law. In the event that the Company has reason to believe that the User commits unlawful actions related to payment, the Company has the right to forward relevant information to the law enforcement authorities for verification of this fact.

10.4. Inadmissibility of acquisition of rights from third parties. The exclusive right to provide access to the platform belongs to the Company, in connection with which no offers of third parties (other than those authorized by the Company) to provide rights to the platform should not be regarded by the User as offers originating from the Company. The User is obliged to immediately notify the Company of the cases known to him of providing illegal access to the platform or receiving related offers from persons not authorized by the Company. This obligation also applies to announcements and offers on the Internet, except for cases of placing such offers on the platform and Internet resources owned by the Company. If the User, in violation of this Agreement, has paid to persons not authorized by the Company, the User's claims will not be accepted. The Company does not compensate for the funds spent by the User under such circumstances, nor does it provide access to the platform.

10.5. Tracking the status of the Account. The user must independently monitor the status of the account created by him for the accrual of investment products, referral remuneration, input / output of funds and use of other platform features.

10.6. Reimbursement of expenses. The Company does not reimburse the User for costs related to payments, except as expressly provided in this Agreement or applicable law.


11. Intellectual property rights:
11.1. Exclusive title to the platform. Source and object code, user interface, graphics, photos, animations, video images, video clips, sound recordings, sound effects, music, text content and content of the platform, as well as any other elements of the platform are or contain intellectual property objects, the exclusive right To which their rightful owners belong. The user agrees that any element of the platform is an integral part of the platform and is protected by law. Although the User is granted access to the Platform, participation in the Platform can not be regarded as transfer or assignment of an exclusive right in relation to the platform and its parts, from the Company to the User.:

11.4. Restrictions. Any use of objects of intellectual property placed on the platform or their parts without any prior written permission of the Company is prohibited, except for the cases specified in this Agreement.:

11.5. Trademarks. The Company's trademarks, including Gold Stock Global, Smart Invest, are registered and protected in various jurisdictions around the world. Third-party trademarks mentioned on the platform belong to their legal owners.


12. Validity, amendment and termination of the Agreement.
12.1. Terms of the Agreement. This Agreement shall enter into force upon the acceptance of its terms by the User and shall remain in force for a period of twelve months. The validity of this Agreement is automatically extended for the next twelve months if it has not been terminated at the initiative of one of the Parties by sending a written notice to the other Party not less than thirty calendar days prior to the expiration of the Agreement. In the event of termination of the Agreement in this order, the Company does not refund any money and does not make any other refunds, including losses of any kind.

12.2. Amendment of the Agreement. This Agreement may be amended unilaterally by the Company. The notice on the modification of the Agreement is published on the platform and sent to the User for familiarization to the e-mail address of the User specified by him when creating the Account, not less than ten calendar days before the changes come into force. Use of the platform or authorization on the Platform after the publication of the announcement and sending notice of the amendment of the Agreement in the order indicated above means the User's consent with such changes. The User is not exempted from the obligations provided for in this Agreement, subject to changes made to it, if the User has not read the changes to the Agreement.

12.3. Disagreement of the User with the amendments to the Agreement. The user does not have the right to use the platform if he does not agree with the changes made to the Agreement. In this case, the User has the right to terminate the Agreement unilaterally within ten calendar days after publication of the publication about changes in the Agreement on the platform and sending notification by e-mail. In the event of a decision to terminate the Agreement, the User must notify the Company of the termination of the Agreement by e-mail. If during the above-mentioned period of ten calendar days the User has not expressed a desire to terminate this Agreement, the User is deemed to have accepted the terms of this Agreement, subject to the changes introduced therein. After receiving from the User notice of termination, the Company suspends the User's access to the Account. At the same time, the Company does not return any money and does not make any other refunds, including damages of any kind.

12.4. Termination of the Agreement on the initiative of the Company. The Company has the right to terminate this Agreement at any time in a unilateral extrajudicial procedure with the termination of access and the possibility to use the platform in the following cases:

12.4.1. In case of closing the platform. In this case, the Company is obliged not less than one hundred and eighty calendar days before the closing date of the platform to send a notice to the User. At the same time, the Company does not pay any compensation related to the closure of the platform.

12.4.2. In the event of any, including one-time, violation by the User of the terms of this Agreement or the Key Documents. In this case, the Company does not return money to the User and does not compensate losses.

12.5. Termination of the Agreement on the initiative of the User. The user has the right to terminate this Agreement at any time without notification to the Company and without explanation of reasons, by unilateral extra-judicial procedure by stopping the use of the Account. The Company is not obliged to pay any compensation to the User.

12.6. Changes in Key Documents. The User confirms that the Company has the unconditional right to unilaterally change the terms of the Key Documents and that such changes are not changes to this Agreement.


13. Final Provisions
13.1. Invalidity. If one or more of the provisions of this Agreement will be invalidated in accordance with the established procedure in accordance with the entered into force judicial decision, the remaining provisions of this Agreement shall remain in force and the Parties shall continue to fulfill their obligations in the manner most consistent with the intentions of the Parties at the time of the conclusion or modification of this Agreement.

13.2. Settlement of disputes. All disputes of the Parties with respect to this Agreement shall be resolved through correspondence and negotiations using a mandatory pre-trial (claim) procedure. If it is impossible to reach agreement between the Parties by negotiation within sixty calendar days from the receipt of a written claim by the other Party, the dispute may be referred by any interested party to the court at the place of registration of the Company (with the exception of the jurisdiction of the case to any other courts) in accordance with the procedural and The substantive law of the state of registration of the Company with the exception of conflict of laws rules.